Loan Rates Savings Account Certificate Rates
Effective as of: 3/23/23(Subject to Change Without Notice)
| APR = Annual Percentage Rate APY = Annual Percentage Yield | |||
| Loan Rates | |||
| Description: | APR | Maximum | Term |
| 100% Share Secured | 3.0% | unlimited | 84 months |
| 50% Share Secured | 4.0% | $10,000 | 48 months |
| Certificate Secured | 3% above cert. rate | ||
| *Depends on your credit score | |||
| Line of Credit | 9.5% to 10.5% | $7,000* | 36-48 months* |
| Signature Loan | 8.0% to 10.0% | $10,000 | 36-60 months* |
| Visa Credit Card | 9.9% | $8,000 | revolving |
| Minimum monthly payment is 3% of balance | |||
| Home Equity Loan - Fixed | 5.5% | $75,000 | 60 months |
| 5.5% | $75,000 | 120 months | |
| Home Equity Line of Credit | 6.25% variable | $75,000 | 180 months |
| The APR is based on the 11th District Cost of Funds Index and can change semi-annually on the first day of March and September. To determine the rate, we add margin to the value of the index and round up to the next .25% | |||
| Auto Loans | |||
| Description: | APR | Term | |
| Used Auto Loans | *Depends on credit score | 5.5% to 10.75%* | Up to 60 months |
| 5.5% to 10.75%* | 61-72 months | ||
| *Only used vehicles less than 5 years old | |||
| New Auto and Motorcycle Loans | *Depends on credit score | 5.5% to 10.5%* | Up to 60 months |
| 5.5% to 10.5%* | 61 to 84 months | ||
| Current Special Rates | |||
| Description: | APR | Maximum | Term |
| Loan Special | 5.99% | $3000 | 36 months |
| * Depends on your credit score. | |||
