Loan Rates Savings Account Certificate Rates

Effective as of: 6/15/17(Subject to Change Without Notice)
APR = Annual Percentage Rate APY = Annual Percentage Yield
Loan Rates
100% Share Secured1.5%unlimited84 months
50% Share Secured3.0%$10,00048 months
Certificate Secured3% above cert. rate
*Depends on your credit score
Line of Credit8.5% to 9.5%$7,000*36-48 months*
Signature Loan7.0% to 9.0%$10,00036-60 months*
Visa Credit Card9.9%$8,000revolving
Minimum monthly payment is 3% of balance
Home Equity Loan - Fixed3.99%$75,00060 months
3.99%$75,000120 months
Home Equity Line of Credit5.5% variable$75,000180 months
The APR is based on the 11th District Cost of Funds Index and can change semi-annually on the first day of March and September. To determine the rate, we add margin to the value of the index and round up to the next .25%
Auto Loans
Used Auto Loans2.99%60 months
3.49%*72 months
*Only used vehicles less than 5 years old
New Auto and Motorcycle Loans2.50%1-36 months
2.99%37-60 months
3.99%61-84 months
Get your best auto quote from another financial institution or dealer, bring it in writing to AAEFCU and we will BEAT IT! Plus have the convenience of free automatic draft and payroll deduction found only at your Credit Union! Call the office for details.
Current Special Rates
Vacation Loan Special4.5%$300036 months
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